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Looking at my stats for this blog, I can see that some subjects and articles are more popular than others. I don’t know if this is because the articles are geared toward a certain age group or maybe the topic is of interest to a lot of people without regard to age. So [...] If you have read the About This Site page http://www.takingearlyretirement.com/about-the-site/, then you already know I retired at age 52. It wasn’t a military retirement or a government post office retirement, it was a corporate retirement. It was really an alternative to being laid off. I had over twenty years of service and I [...] So Why Did I Start This Website? The question you are probably asking is, “Why did this guy, 52 years old, start this web site?”. When I told my wife about starting this website, that was her question. So I know you are probably asking it too. There are a couple of reasons [...] What Are Your Options? Are you picking up stakes and moving when you retire? If you are expecting to retire within the next year or two, you may be on the hunt for retirement communities. You might also be thinking that you will stay where you are, now that you have the mortgage [...] In my post about Annuity or Lump Sum, Vanguard Lifetime Income Program A website I used to go until recently, was Vanguard Annuity Calculator. This will bring up the Vanguard Lifetime Income Program. Now, Vanguard is a respected name in mutual funds, but it you take a look at the website address it starts out with AIG. To me that is a red flag. I don’t know about you, but I do not want to have to be concerned if the company I have my annuity with is investing in subprime mortgages or anything that the US Government has to bail them out for. So while this is a good calculator for getting an estimate on what your annuity might be, consider some other firms to give your money to if you decide to go that route. At the Vanguard website you can get a simple quote, which is all you want to do. You want to click the link that says, “Get an instant Quote”. Or you can click other links like “Why An Income Annuity”, or “Decisions About Your Income Stream”, or if you read my post about Variable Annuities, you can read about those under “Investment Options”. How To Get a Quote If you click on “Get An Instant Quote”, it will bring you to a calculation page. Fill in your birth date in the format mmddyyyy. If you have a health problem and know your life insurance rate up, you can fill in that number. If you don’t, leave it at N/A. Enter your gender and state of residence. People from different states have different life expectancies. I don’t know why, but they do. If you are doing joint planning and have someone who will be collecting when you die, fill in their info in the next section. You can fill out your relationship to the joint party, if any. How Are You Funding the Annuity? Continue reading Getting An Annuity Quote |
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